• Chethan Machaknur

Delhi High Court issued notice to Centre & RBI;seeking action against Google Pay


Filed by Mr Abhishek Sharma, the petition seeks a direction to be issued to RBI to ensure immediate compliance with norms on data localisation, data storage, and data sharing by payments app Google Pay.


The Petitioner has argued that Google Pay, which is a third party app (TPA), has violated RBI's Procedural Guidelines Version 1.7 by storing the sensitive data of the users. As per the said guidelines, only the PSP bank systems are allowed to store sensitive data and not the TPAs and despite the UPI Guidelines prohibiting the same, Google Pay is openly sharing the sensitive data under the 'Combined Google Pay Terms' with its own group of companies and making money out of it.


It is further argued by the Petitioners that Google Pay has also violated RBI's guidelines on data localisation issued on April 06, 2018.Claiming that he has been aggrieved by the unchecked and unregulated expansion of the services provided by Google Pay, the Petitioner argues that Google Pay has been unfairly promoted by Google on its search engine as the best option for payments and recharges.

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