NPCI confirms WhatsApp Pay's data localisation

A filing by the Reserve Bank of India (RBI) with the Supreme Court shows that the National Payments Corporation of India (NPCI) has told the banking regulator that Facebook-owned messaging application WhatsApp is now fully compliant with data-localisation norms.

In a letter dated June 5, NPCI, which manages the Unified Payments Interface (UPI), told the regulator that it “confirms” WhatsApp has now satisfied data-localisation norms for payments service. “NPCI has reviewed the ‘Post-Change Review Report III’ certified by the independent third-party CERT-In empanelled auditor of WhatsApp — Deloitte. We submit herewith that we derive comfort from the reports submitted by Deloitte with regards to WhatsApp’s full compliance in the remaining three points on data storage guidelines issued by our office and accordingly complies with all five points in lines with requirements advised through your (RBI) letter dated November 1, 2019,” part of the letter to the RBI said.

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